Your business deserves the right financial advice

At Kronos Capital, we work with builders and tradespeople to navigate lending, borrowing, and financial decisions with confidence. Whether you need to refinance, consolidate debt, or plan your next big move — we're with you every step of the way.

30+

Years experience

500+

Clients helped

100%

Nationwide reach

Quick

TURN AROUND

Who we help

Built for Builders, Tradespeople & Developers

At Kronos Capital, we understand the pressures of running a construction or trades business in Australia. From sole traders to large-scale developers, we tailor finance solutions that keep your projects moving and your business profitable.

Builders delivering residential, commercial and mixed-use projects
Tradespeople needing fast, flexible equipment and business finance
Developers requiring structured funding across all project stages

We commonly assist with

Construction loans with fast approvals and minimal red tape
Refinancing existing facilities to reduce costs and free up cash
Private credit and mezzanine solutions for complex developments
Businesses that have been turned away by traditional banks

What we advise on

Our advisory services

Refinancing

Refinance your existing mortgage at a lower rate — no monthly or annual fees — and put more money back into your business.

Borrowing

Commercial, residential, construction and machinery finance — structured to protect your cash flow and support business growth.

Private Credit

Senior secured funding sourced from private credit funds — ideal for growth, acquisitions or development projects that require flexible lending solutions.

Mezzanine Finance

Subordinated capital used to bridge the gap between senior debt and equity — helping developers complete projects without giving up full ownership.

How it works

Simple, Clear, Straightforward

Free consult

Submit brief about projects or situation — no obligation, no pressure.

Finance review

We review your funding needs and match you with the right lending structure.

Clear plan

You receive a tailored strategy presented in plain, straightforward language.

Ongoing support

We stay by your side as your project and business continue to grow.

Meet your advisor

Shurojit Shome

Senior Finance Advisor — Kronos Capital

With over 30 years in the finance industry, Kronos specialises in helping builders and tradespeople get the right loans, at the right rates, with fast approvals and nationwide reach.

0478 368 290 admin@kronoscapital.com.au

Common questions

Frequently asked

How long does refinancing take?

Refinancing typically takes 2–4 weeks depending on your lender and documentation. We guide you through every step to make it as fast as possible.

What documents do I need to get started?

Generally you'll need recent payslips or business financials, bank statements, and current loan details. We'll tell you exactly what's needed in your free consultation.

Do you work with self-employed tradespeople?

Absolutely. We specialise in finance for builders and tradespeople, including self-employed clients. We know how to present your financials to get the best outcome.

What types of development projects do you fund?

We work across residential, commercial and mixed-use developments — from townhouse projects to large-scale estate developments requiring $5M to $50M+ in funding.

Ready to talk? Let's find the right finance for you.

Call us on 0478 368 290 — fast approvals, nationwide reach.